About Cowrie

Pioneering fintech across borders.

Our Story

Headquartered in London (UK), Cowrie is a pioneering fintech group operating through subsidiaries in Nigeria and England, with expansion plans in other jurisdictions.

Founded in England and Wales in 2018, Cowrie Integrated Systems Limited has quickly established itself as a private holding company with a clear vision: revolutionizing digital payment services across Africa and beyond.

Our journey began with a simple yet powerful idea - to make financial solutions accessible to everyone, regardless of location or background. Today, we're turning this vision into reality through innovative technology and strategic partnerships.

Cowrie Systems founders

Our Vision

To revolutionize digital payment services across Africa and beyond, creating a seamless financial ecosystem that transcends borders and empowers individuals and businesses alike.

Our Mission

To develop and deliver innovative financial technology solutions that address real-world challenges, improve access to financial services, and create economic opportunities across the African continent.

Our Values

Integrity, innovation, excellence, inclusivity, and collaboration form the foundation of everything we do. We are committed to ethical business practices and creating positive impact in communities we serve.

Our Global Presence

Operating through strategic subsidiaries to deliver exceptional financial services.

Nigeria flag

Cowrie Integrated Systems Limited (Nigeria)

Leading the digital transformation in Nigeria with offerings like faster remittances, eNaira Payment Card & PoS Service (developed in conjunction with the Central Bank of Nigeria) and telecommunication solutions all with the aim to advance Nigeria's financial digital landscape.

  • Faster remittances
  • eNaira Payment Card & PoS Services
  • Telecommunication solutions
  • Digital payment infrastructure
Cowrie Nigeria office
United Kingdom flag

Cowrie Transfer Services Limited (UK)

Your gateway to efficient and user-friendly money remittance services, registered with the Financial Conduct Authority (FCA). We facilitate secure, fast, and affordable cross-border transactions.

  • FCA registered services
  • Secure international transfers
  • Competitive exchange rates
  • Fast transaction processing
Cowrie UK office
Kenya flag

Oyster Money Remittance Services (Kenya)

Our upcoming expansion to provide licensed Money Remittance Operations in Kenya. We're bringing our expertise in digital payments to East Africa, with a focus on innovation and accessibility.

  • Licensed money remittance operations
  • Mobile-first payment solutions
  • Integration with local payment systems
  • Cross-border transaction capabilities
Planned Cowrie Kenya office

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