About Us
Pioneering African Payments, Bridging Continents Together.

About Cowrie Integrated Systems Limited
Headquartered in London (UK), Cowrie is pioneering fintech group operating through subsidiaries in Nigeria and England, with expansion plans in other jurisdictions. Our vision is clear: revolutionise digital payment services across Africa and beyond.

Overview of subsidiaries:
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‍Cowrie Integrated Systems Limited (Nigeria): Leading the digital transformation in Nigeria with offerings like faster remittances, eNaira Payment Card & PoS Service (developed in conjunction with the Central Bank of Nigeria) and telecommunication solutions all with the aim to advance Nigeria's financial digital landscape.
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‍Cowrie Transfer Services Limited (UK): Your gateway to efficient and user-friendly money remittance services, registered with the FCA.

‍Oyster Money Remittance Services (Kenya): Our upcoming expansion to provide licensed Money Remittance Operations in Kenya.

What we are best at

Solutions

eNaira Payment Card
The eNaira Cards are NFC-enabled cards for holding and transacting eNaira, similar to regular debit cards
eNaira POS
NFC compatible Android-based devices allowing merchants and agents collect eNaira payments
Cross-border Payments
Currently offering international payments to and from Nigeria, which the goal of African expansion
Near-Instant Settlements
Providing near-instant settlements to benificiary bank accounts domicilied in Nigeria
Agency Banking
Agency banking offers banking services like cash transactions to underserved users, primarily using POS machines in Nigeria
Merchants
Merchant enjoy reduction in settlement times, lower transaction fees and no reconcilliation issues
Explore Our Services.
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